Consumer Deposit Products

American Partners Bank offers a variety of checking and savings products to meet your financial needs. All of our accounts are FDIC insured up to $100,000. If you have a question about any of our products or you do not see a product that matches your investment needs, please call us toll-free at 877-992-4700.

Personal Checking – it’s free and pays interest!
With only a $100 opening deposit, you can have convenient access to your money with a Personal Checking Account from American Partners Bank. Enjoy no monthly fees and no minimum balance requirements!

• Earn high rates of interest, with higher rates for larger balances
• Free online banking
• Free telephone banking
• ATM rebates up to ten (10) transactions per month
• Free first order of checks
• Free Visa® check card
• Unlimited check writing

Overdraft Protection Account - protect yourself!
Use your good credit to qualify for an optional overdraft line of credit, linked directly to you American Partners Bank Personal Checking account. This account is designed to end checking account overdraft complications and charges, and embarrassing delays!

  • Enjoy no annual fees and no fees when you access the line.
  • $2,000 line of credit limit – higher limits available depending on credit score.
  • Covers all withdrawals up to your available credit line limit.
Please refer to the Overdraft Protection Agreement in your account opening package for more information. You can view this package by clicking on the “Open an Account” link below.

Personal Savings – a savings account that actually rewards savings!
This interest-bearing savings account is ideal for many savers, especially those who are starting to build wealth. With only $100 to open, you can easily start enjoying the savings benefits of this account today!

• High rates of interest even on small balances
• $100 opening deposit amount is waived for those under 18
• No monthly fees
• Free online banking
• Free telephone banking
• ATM rebates up to ten (10) transactions per month
Regulation D violation fee applies to any electronic funds transfer over (6) per month.

Personal Money Market Savings – you deserve a great rate!
Not only do you earn higher interest rates in higher savings tiers, but our Money Market Savings Account gives you limited check writing and transaction privileges. The initial deposit required to open this account is only $1,000.

• Earn high rates of interest – outstanding rates with higher balances!
• No monthly fees
• Allows six (6) transfers during a statement cycle, only three (3) may be payments to a third party or by check
• Free online banking
• Free telephone banking
• ATM rebates up to ten (10) transactions per month
• Free first order of checks
• Free VISA® check card upon request
Regulation D violation fee applies to any electronic funds transfer over (6) per month

Certificates of Deposit – premium rates!
Earn competitive interest rates that are fixed until maturity with a Certificate of Deposit (CD) from American Partners Bank. We offer a variety of terms. Interest is compounded daily and can be added to the certificate, automatically deposited into your Money Market Savings account, or mailed to you.

CDARSฎ - Certificate of Deposit Account Registry System
Through this service, our bank can provide you with easy access to multi-million dollar FDIC protection on CD investments. There are no more $100,000 FDIC insurance limitations. You can make CD investments up to $20 million while retaining full FDIC insurance eligibility on every dollar while enjoying a single financial relationship with American Partners Bank.

For more information please contact us at 1-877-992-4700.

Mail application to:
American Partners Bank
11595 N. Meridian Street, Suite 250
Carmel, IN 46032

Fax application to:
317-848-9400